Retirement Services
How We Can Serve You
We're here to build creative, custom retirement solutions – backed by unlimited expertise – that meet your objectives and secure your financial future.
Your Local Experts
The Actuaries Unlimited team specializes in crafting creative retirement solutions designed around your unique business needs and goals.
Whether it's plan design, compliance, administration, government filings, or ongoing actuarial consulting, our team of experts is here to guide you every step of the way. Learn more about our Integrated Payroll Solutions.
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Creative, tailored plan designs built around your unique business needs and tax strategy.
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Traditional pension plans that provide a guaranteed retirement benefit based on salary and years of service.
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A hybrid plan combining features of defined benefit and defined contribution plans, certified annually by our in-house Enrolled Actuaries.
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Traditional and Safe Harbor 401(k) options with full plan administration, compliance testing, and reporting.
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Employer-funded retirement plans where contributions are discretionary, offering flexibility for businesses of all sizes.
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Fixed employer contribution plans designed to provide a steady retirement benefit for participants.
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Comprehensive plan administration including annual valuations, IRS and DOL filings, employee notices, and compliance support.
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Annual actuarial certifications for Defined Benefit and Cash Balance plans, including AFTAP, Schedule SB, and PBGC forms.
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Full lifecycle plan support from inception to termination, including distributions, plan amendments, and compliance resolution.
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Full audit representation and IRS correspondence management on behalf of your plan.
A Service-Driven Approach
How we serve you throughout the year:
Our team works with you throughout the year to ensure you minimize your tax liability, maximize your retirement savings, stay compliant, and effectively meet your goals. This timeline is a sample that represents deadlines related to calendar year defined benefit, cash balance, and 401(k) plans.
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![Actuaries Unlimited focuses on annual plan administration from January to March, including ongoing retirement plan design review, annual notices, data request management, and data cleansing and validation.]()
January - March
With an ACP/ADP testing deadline of March 15th, our team is focused on census file collection, and data verification and cleansing. We complete robust testing protocols that ensure our clients are maximizing their retirement objects while maintaining a plan compliant with constantly changing regulations.
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![Actuaries Unlimited focuses on milestones for Annual Plan Administration, Data Cleansing & Validation, and Annual Contributions from April to June.]()
April - June
In Q2, our team is focused on data accuracy and completeness as we begin the 5500 filing process. With ongoing support for plan participants and reconciliation procedures with record keepers underlying the data needed for 5500 production, we’re also leveraging insight to help you plan for future tax planning.
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![Actuaries Unlimited focuses on tasks like annual contributions, asset reconciliation, annual testing, and annual reporting from July to September.]()
July - September
As we prepare for the October 15th 5500 filing deadline, we’re prioritizing any corrections, testing concerns, or outstanding data requests needed to ensure a plans ongoing compliance. We also use this window to discuss future needs, as identified by our testing and report prep, as we plan for the coming fiscal year.
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![Actuaries Unlimited focuses on Annual Plan Administration and Annual Reporting from October to December.]()
October - December
With all 5500s filed, signed, and complete by October 15th, we focus on reviewing testing procedures for the following year to adjust to any changes in regulatory guidance. Through November and December, we run year-end projections, modeling projected contribution ranges so clients can plan for taxes before the plan year closes. We also use this time to meet with all customers to ensure their plan continues to meet their strategic objectives.
Making Retirement Work for Everyone
Personal design.
Local service.
National resources.
At Actuaries Unlimited, we combine an unparalleled depth of expertise with the national scale and resources of Strongpoint Partners, giving our clients the best of both worlds. From sole proprietors like dentists, attorneys, and physicians seeking solutions such as a 401(k) or Cash Balance Plan, to employers across the west coast’s small business community, our team designs strategies tailored to your goals. The result?
Minimized tax liability, maximized retirement savings, stronger employee attraction and retention, and reduced risk through creditor protection.
40
Retirement Consultants
220+
New Plan Designs / Year
$3B+
Assets Under Management
10
Enrolled Actuaries
16+
Avg. Years of Design Specialist Tenure
3,400+
Total Plans Administered
Strongpoint By the Numbers
Backed by Strongpoint’s national infrastructure and resources, so we can meet any challenge.
375+
Retirement
Consultants
~1,000
New Plan Designs
Per Year
32K+
Total Plans
Administered
$54B+
Assets Under
Management
~9.5
Avg. Years of
Client Tenure
35+
Avg. Years of Design
Specialist Tenure
