We offer a wide variety of retirement options, but it is our service that sets us apart from the rest.  We are one of the few companies our size that employs six full-time Enrolled Actuaries and seventeen Qualified Pension Administrators. This means that there is always an Actuary available.  Our technical staff is highly skilled and experienced which allows us to provide service that is beyond compare.

We do not sell insurance or investment products of any kind, therefore, we have no conflicts of interest in giving our clients the benefit of our expertise and experience in actuarial consulting.   We do not work on commissions or receive investment management fees.  We operate on a fixed-fee schedule so you will always know your costs up front.

Quality control in your documentation process is of primary importance to us.  All final documentation (reports, legal plan documents, calculation of benefits) are reviewed by an Enrolled Actuary.  Our owners are hands-on with our clients and work as part of the team to get the results you are looking for.  If you don’t succeed, neither do we and we take that very seriously here at Actuaries Unlimited, Inc.

Retirement Plans

  • Defined Benefit Pension Plans
  • Tiered Formula Defined Benefit Pension Plans
  • 401(k) Plans
  • Profit Sharing Plans
  • Tiered Allocation Profit Sharing Plans
  • Employee Stock Ownership Plans
  • Cash Balance Plans
  • Multi-Employer Plans
  • Money Purchase Pension Plans

Administration Services

  • Plan Document
  • Summary Plan Description
  • IRS Submission
  • Actuarial Valuation and Comprehensive Report
  • Individual Benefit Statements
  • Summary Annual Report
  • Annual Funding Notice
  • IRS Form 5500 and Related Schedules
  • Actuarial Certification (Schedules B and AFTAP)
  • PBGC Forms and Certification
  • FASB 87 Disclosure Statement

Distributions & Other Plan Administration Services

  • 1099R Forms
  • Minimum Required Distributions
  • IRS DOL and PBGC Plan Audits
  • Overfunding Problems
  • Underfunding Problems
  • Resolving Compliance Issues
  • Non-Discrimination Testing
  • ADP/ACP Testing
  • Plan Mergers/Spin-off’s
  • Plan Terminations